Welcome to PolicyOne
We want to talk to disconcerted customers who are really concerned about what money they will have in retirement. If its important to you that your pension and cash savings are growing positively, we want to hear from you.
Our staff will work really hard to help marry you with the right regulated partners. We only refer customers to a select panel of IFA’s (Independent Financial Advisors), who can demonstrate an exemplary service. We are contracted to the IFA’s as a marketing and fulfilment company.
Our job is to find customers who are serious about improving their wealth and present authorities and supporting information to enable the IFA’s to produce their reports.
We do not charge any fee for our service
Our partners will write off to The Department for Work and Pensions, to obtain a statement of exactly what the New State Pension and any additional state pension benefits or Pension credits you are entitled to. They will do the same on all your paid up or current pensions.
You will know exactly what you should expect as a retirement income and exactly where your money is invested. There is no charge for this service.
If there are changes you need to make, you can engage the IFA to make them on your behalf. You may be informed that there are no changes to make and the contracts you have you should keep. Either way you will be better informed which will give you peace of mind.
Why do I need to know?
So many pensions, (particularly ones taken out a while ago) can be uncompetitive on charges and not performing very well. The combined result could mean that when you come to retire, you may not have the income you need or want in retirement.
Interested in Fixed Rate ISAs?
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Importantly, you will also understand if your current investments match your risk profile. We are informed that too many customers are over exposed to high risk or speculative equities (shares) within their current portfolios. This doesn’t match their current attitude to risk or position of nearing retirement. Your IFA may recommend a more cautious balance of investments better suited to your position but including fixed income growth.
With your cash savings, it may be you have an imbalance towards cash and could see better growth by readjusting this balance.
What you will find out
You will receive a detailed report and projection of your retirement benefits and recommendations of any required changes you should make.
What should I do now then?
us by email or
telephone and we will arrange for you to complete authority letters for each of your plans
and get the process started.
If you have been ill advised in the past, they will then discuss how you may be able to seek redress and compensation due.
If you have been ill advised in the past, they will then discuss
how you may be able to seek redress and compensation due. It is
so simple, contact us by email or telephone.
Click here to find out more »